Wednesday, February 24, 2010

Cutting My Expenses

What is the difference between one month and another? 2 PAYCHECKS!!! and less spending.

I began January on a wrong foot, too many holiday expenditures carried over to my January bills and with the payment of our flight and hotel to Costa Rica, it looked bad.

In January I paid $2,218.06 in bills plus $300 to the parents, for a total of $2518.06.

In February I have so far paid $437.97 in bills plus $300 to the parents for a total of $737.97.

The difference between January and February, aside from the $1780.09 is that I cut spending. Instead of eating out, I'm taking my lunch to work, even if it means eating hot pockets, puddings, and fruits. I've also been pretty good about the shopping. I only spent money on Costa Rica items and Valentines gift for my honey.

Action Plan for March:
-I'll probably spend about $1000 for Costa Rica
-I'll take lunch everyday to work
-I'll save at least 60% of my paychecks.
-Don't shop or buy things you don't NEED
-Prepare for heavy savings month of April - We'll see who can spend less (Competition between us two)

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